Making Child Care Affordable

At Oz Education, we are committed to providing high-quality child care at a cost that is accessible for families.

The amount of CCS your family receives depends primarily on your combined household income, number of children in care, and your individual circumstances.

• Families earning up to approximately $85,279 can receive the maximum subsidy of 90%
• For incomes above this, the subsidy gradually reduces by 1% for every $5,000 earned
• Families earning around $535,279 or more are not eligible for CCS

This means most families receive some level of support, with higher subsidies provided to lower‑income households.

From 5 January 2026, important changes make child care even more accessible:

• All CCS‑eligible families can now access at least
  72 hours (3 days) of subsidised care per fortnight
• This applies regardless of work, study, or activity levels
• Some families may be eligible for up to 100 hours per fortnight depending on their circumstances

This change replaces the previous activity test and ensures every family has access to a minimum level of affordable early learning.

Eligible families transitioning to work, study, or training may qualify for Additional Child Care Subsidy (ACCS):

• Available for families with income up to approximately $85,279
• Can provide up to 95% subsidy support in certain circumstances

If you already receive CCS, you don’t need to do anything – your entitlement is automatically updated.

If you’re new to CCS, you can apply through Services Australia via myGov.

At Oz Education, we understand that cost is one of the biggest barriers to accessing quality early learning.

That’s why we aim to:

• Keep our fees competitive and transparent
• Help families maximise their CCS entitlement
• Provide a supportive, enriching environment for every child

We believe every child deserves the best start in life – and we’re committed to making that possible for all families.